Top Pet Insurance Providers in 2018: A Comprehensive Guide for Pet Owners

This article explores the top pet insurance providers of 2018, highlighting their key features and benefits. It guides pet owners in choosing the best coverage options, ensuring their furry friends are protected during emergencies. Discover why Healthy Paws and Figo Pet Insurance stood out with their excellent coverage, customer service, and innovative features, making pet insurance an essential investment for responsible pet owners.

Leading Pet Insurance Providers of 2018: Protect Your Pets with the Best Coverage

For countless pet owners, pets are more than just animals—they are cherished family members who bring joy, comfort, and companionship into everyday life. As a result, investing in reliable pet insurance has become an essential aspect of responsible pet ownership. Pet insurance helps cover a wide range of costs related to your pet’s health, providing financial security and peace of mind during emergencies or unexpected health issues.

The pet insurance market has grown significantly over the years, reflecting the increasing number of pet owners—approximately 68% of Americans, according to recent surveys. This surge has led to an abundance of insurance providers offering various policies that often mirror each other in features and benefits, making it challenging for owners to identify the best options for their beloved animals.

Understanding what to look for in pet insurance policies is crucial. Typical coverage includes accidents like broken bones or ingestion of foreign objects, illnesses such as infections or chronic conditions, hereditary diseases, emergency treatments, and sometimes wellness care covering vaccinations and routine check-ups. Having a comprehensive plan ensures your pet receives timely medical attention without financial strain, ultimately improving their quality of life and prolonging their lifespan.

To assist pet owners in making informed decisions, we highlight two top-rated pet insurance providers from 2018 that stood out due to their exceptional coverage and customer service. These companies set benchmarks for quality, transparency, and pet-centric policies that many owners find invaluable.

Healthy Paws Pet Insurance

Healthy Paws is renowned for its generous and flexible coverage options. A standout feature of this provider is its unlimited annual coverage limit, which means there is no cap on the amount they will pay for your pet’s treatment over the policy period. This feature is particularly valuable during critical illnesses or extensive treatments, ensuring pets receive necessary care without financial restrictions. The company offers flexible deductible options—$100, $250, $500, or $750—allowing owners to customize their plans based on their budgets.

One of Healthy Paws’ strengths is its seamless online claim process. Pet owners can submit claims effortlessly through the company’s intuitive digital platform, receiving quick responses and reimbursements based on veterinary bills. Their customer service team is highly praised for being friendly, approachable, and knowledgeable, which adds peace of mind for owners navigating pet health issues. With a focus on emotional support and high-quality service, Healthy Paws has become a trusted name among pet insurance providers.

Figo Pet Insurance

Figo Pet Insurance, a relatively newer entrant in the market, quickly earned a reputation for its comprehensive coverage and innovative features. It offers extensive plans that cover accidents, illnesses, and preventive care, reducing the financial burden during emergencies and routine health maintenance. One of Figo’s key advantages is its policy to waive copayments and deductibles for emergency lifesaving procedures, making it a compelling choice for pet owners who prioritize urgent care.

Figo has gained popularity for its rapid claims processing, ensuring pet owners are not left waiting long for reimbursements. Its short waiting periods, often as little as a few days, enable pets to be covered almost immediately after enrollment. Furthermore, Figo pioneered the Pet Cloud service—a digital platform that provides instant access to your pet’s medical records, appointment scheduling, and health tracking. This integration enhances convenience and ensures you can always access critical information whenever needed.

Whether you own a dog, cat, bird, reptile, or other exotic animals, having reliable pet insurance provides peace of mind. A suitable plan guarantees that your beloved companions are protected during their lifetime, allowing you to focus on creating special memories together without constant worry about unexpected medical expenses. Investing in comprehensive pet insurance is a responsible decision that safeguards your pet’s health and your financial stability, making it an integral part of modern pet ownership.